Three things to Know before Buying Gold for the First Time

With the price of gold at historical highs and many investment advisors talking about the importance of owning gold, more people than ever have wanted to start buying gold themselves. You may be one of these people, but like them, you too want to know how to get started buying gold. Although there are several ways to begin buying gold, some of them are better than others, especially for a beginning gold investor.

Buying gold as a futures contract
There are several ways to buy gold. One way is to buy gold as a futures contract on the commodity exchange. You are buying the option to purchase a certain amount of gold in the future. This type of investment can be volatile, and you can easily lose money. The other problem is that it is only a temporary purchase of gold, because these contracts are only for a few months.

Buying collectible gold coins
Gold coins that are rare can be a great investment. The down side to this is you need to be more than a gold investor, but also a coin collector. Collectible gold coins have a certain minimum value because of their gold content. There is also an additional value on top of the gold content that is based upon how collectible it is. The value can go up and down, so it is necessary to understand gold coin collecting to make sure you are getting a good deal on a coin purchase.

Buying gold bullion
Bullion refers to gold coins or bars that are specifically made to keep as an investment. They are not collectible, but are purchased only as a tangible asset. There is little if any haggling over price, because dealers buy and sell bullion at market prices, taking only a small transaction fee for their service. This is the easiest and best way to buy gold for a novice. In fact, many experienced gold investors buy and sell most of their gold in this fashion.

If you decide to buy gold, it is only a matter of looking for a gold dealer to do business with. There are several dealers online to buy from, but for the first time buyer, it is best to buy from a dealer with a physical store. You can ask questions at the dealer’s store, if you have any. One example of this type of store can be found at the Houston Numismatic Exchange.

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23 Responses

  1. I never thought about buying gold outright like that. What a cool thing to do, though! Now I know how to go about it.

  2. Really interesting post! I remember my grandparents talking about investing in gold years ago and now with prices rising it does seem like quite a sensible idea.

  3. That’s not something i had considered before, but now I may because I’m armed with all the needed knowledge. What a great, informative piece.

  4. Gold buying and selling is a good business. Beware of fake golds though, they are everywhere.

    Great tips nonetheless.

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My name is Peachy and I’m a foodie mommy living in the Philippines.I am a mom to two daughters named PURPLE SKYE and PERIWINKLE MOONE and wife to a loving husband I fondly call peanutbutter ♥
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