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When we went last week at the 168 Mall in Divisoria, there was this stall at the new food court selling shaved ice. We wanted to try it because it looked so good in the photos on display but apparently it doesn’t really taste that good in real life…

Sis ordered one of their Halo-Halo Shaved ice which was made of mango-flavored shaved ice and toppings like macapuno, nata de coco, beans, and ube. The mango-flavored shaved ice taste like artificial flavorings and it didn’t complement any of the toppings. Didn’t taste like halo-halo at all.

I was very disappointed.

She also ordered the Chocolate Shaved Ice with a jelly topping which didn’t taste like chocolate at all. The kids only ate a few spoonfuls and left it there to melt.

I’m trying to remember the name of the stall but I just couldn’t. So disappointed.

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Everybody runs into financial crisis at one point or another. The result, however, between the ruin and surviving the crisis is in how it was handled. When debtors come knocking, you can run and hide or you can do the responsible thing and begin to work your way out of debt. When you need cash in a hurry, there are ways to do it that won’t jeopardize your credit rating or your reputation.

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Online Loans

The online loan business is booming for the simple reason that it is convenient and safe. Most personal installment loans are often based on your current paycheck, and after a brief application, you will be approved or denied fairly quickly. If approved, the money will be deposited into your account within 24 hours. 

Pawn shops

You may not want to part with your heirloom ring or favorite television set, but if the need for fast cash arises, then a reputable pawn shop will trade you cash for your item. They will then allow you a certain amount of time to repay the loan and retrieve your item. This can be an easy and interest-free way to get cash quickly.

Borrow from Friends and Family

While for many this option may not be ideal, friends and family are the best possible resource when fast cash is needed. Borrowing reasonable amounts of money for valid reasons will be quite well tolerated, unless you have a history of borrowing and not repaying. If you do borrow from relatives, be sure to pay them back promptly. 

Sell Items

Cash can be generated fairly quickly by selling your personal items on online auction sites. Just be sure to honor any sale properly, and the money will be yours in a short period of time.

Bank Loan

Securing a loan through your bank is another quick and safe way to raise money in a hurry. Visiting with a loan officer should be fast and painless. They can tell you relatively quickly if you qualify for a personal loan or not. Just be sure to abide by the repayment terms in order to protect your credit rating.

Emergencies do come up from time to time which require the fast acquisition of cash. When this happens to you, take a moment to consider your options, and find the best solution for your needs. Always repay any borrowed money as quickly as possible to avoid further financial trouble and bad credit ratings.

Do you have other tips on getting fast cash? Share your ideas in the comments box.